Most Americans Are In Debt...But It Isn't Their Fault!

We provide you with Choices...it is up to you to make the Changes! -Pay Down

About Us:
  Pay Down Debt Solutions is a financial education team that teaches you how to become debt-free very, VERY fast if you follow the Pay Down strategy! We explore debt-relief options and Pay Down strategies, to clear your obligations fast without losing more money than necessary to high-interest charges. Keep your money AND the life you are accustomed to!
We come to you with experience and a banking and financial background. Jen was in banking for over 13 years before becoming a business owner. Dan has a masters degree in Business and has owned multiple companies over the years.

Dan, teaching a student the Pay Down Strategy!

Jen as she instructs during a client video call.

PAY DOWN offers simple solutions.

Debt is on the rise. Most Americans feeling the stress and pressure of bills that keep adding up and payments that never go down. These payments are never-ending and feel like an anchor around your neck. We are taught to make payments and that debt is simply a way of life...but it doesn't have to be!

There are many different methods to paying down debt, but NONE of them make logical sense the way velocity banking does.

PAY DOWN is velocity banking through the debt instruments you already have. When you learn the simple strategy we employ, you will finally regain control of your finances.

Our goal is to help you become debt-free while living the lifestyle you are accustomed to. No one at Pay Down will make you feel like you need to get a second job, file for bankruptcy or shame you for the position you find yourself in.

This image was taken from www.uscourts.gov

Whether your income is 2,000 a month or 20,000 a month, the fact is...many people have zero cash flow. Many do not have 3-6 months sitting in the bank for emergencies, and we teach that YOU DON'T NEED TO!

 We know firsthand what it is like to live paycheck to paycheck while trying to live your life or run a successful business. We know because we speak to you from experience. We have been in your shoes and we got ourselves out. We moved on to freedom from the stress of debt and the possibility of bankruptcy. 

We Teach The PAY DOWN Strategy. This is Velocity Banking.

Whether you are in debt living from paycheck to paycheck or have debt hanging over your head that you want to eliminate...We have you covered. Many Americans are drowning in debt and trying to stay afloat. A quote from www.uscourts.gov sum's up the statistics, "According to statistics released by the Administrative Office of the U.S. Courts, annual bankruptcy filings totaled 452,990 in the year ending December 2023, compared with 387,721 cases in the previous year."

What We Offer:

45 Minute 1 on 1 Coaching- $179 Per Session

Fill out our Debit and Credit sheets so we have a full financial picture of what you are dealing with, and we will show you how to implement our 3-Step system. We will get you on track with a financial plan that will get your debts paid WITHOUT filing for bankruptcy or paying a Debt Consolidation company to RUIN your credit!

Email us at: info@paydowndebtsolutions.com
Start your road to financial freedom TODAY!

What You Don't Know CAN Hurt Your Credit! Let Us Show You How To End The Debt Cycle!

People come to us daily asking if they should use a debt consolidation company to help them settle their debts. The answer to this is a resounding NO! We can show you a better way to get out of debt and keep your credit from further damage. Once you sign up with a consolidation program your credit will be ruined by that company if it isn't ruined already. We can help before you try the debt consolidation program. Once you enter into their programs, we are limited as to what we can do for you. YOU DON'T NEED TO DO THIS! LET PAY DOWN help you first. We have a  YouTube presence and you can get yourself out by seeing us work down debts.  We can help you help yourself without the fees associated with a debt consolidation company.

This image was taken from www.uscourts.gov

What You Don't Know Is Causing You To Pay More Interest.

At Pay Down Debt solutions we provide you with the knowledge to take back your finances. We show you how to do this with a simple 3 step strategy.
  • Organize: You learn how to use our Debt sheet to organize your debt obligations. You Must Know What You Owe!
  • Identify: You will learn how to IDENTIFY the correct PAY DOWN strategy for your personal situation.
  • Implement: We show you how to Implement the Pay Down Strategy using a simple to use Spread Sheet.

We Teach You A Unique, Highly Effective Debt Solution!

Watch us on YouTube! We teach you what you NEED to know about your finances and the banking industry. Banks are not teaching us how to use the tools they sell us. Yes they sell!

  Using A Tool You Probably Already Have...
Watch this video below to get an idea of the Pay Down Strategy!
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Disclaimer: Pay Down and its affiliates do not provide financial, tax, legal, or accounting advice. The information provided on this site is presented for information/educational purposes only.
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Disclaimer: Pay Down Debt Solutions and its affiliates do not provide financial, tax, legal, or accounting advice. 
The information provided on this site is presented for information/educational purposes only.